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Porn consultant teaches you to use Twitter so we don’t have to [Callie Simms] 17 September 2008 at 4:40 pm by admin

It says a certain sad something that there’s a whole consulting market in explaining how to use Twitter. They see the microblogging tool as just another outlet for “deep brand penetration.” None more penetrating than adult-entertainment consultant Callie Simms, who’s able cut to the quick of how Twitter is being used to inform and annoy. It should be mandatory for all future “new media” webinars to include her advice: “Talk about things in your industry. No, I don’t care what dildo was up Tera’s ass, talk about trends.”

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+ Know How and When You Should Cancel a Credit Card [Credit Cards] By admin 16 September 2008 at 4:00 pm and have No Comments

Canceling a credit card at the wrong time can really ding your credit score. On the other hand keeping it around can equal more debt, more hassle, and a less secure identity. Aware of all the gotchas, personal finance weblog Get Rich Slowly examines when and how you should go about canceling a credit card. The short version:

If your credit card balance is zero, go ahead and close as many unused accounts as you want. As long as your credit cards are balance-free, it won’t hurt your credit score a bit. So call those card issuers and cut away.

Photo by ShutterCat7.

The post covers the anatomy of your credit score, explaining how it’s calculated and how a cancellation might affect it. Not only is this a good read if you want to cancel an extra credit card, but it’s also worthwhile if you want to better understand how your credit score works. If you consider yourself a credit card guru, let’s hear your thoughts on the topic in the comments.